AI-Powered Finance Ops + 일반 텍스트 회계

Author: 마이크 충 (realmikechong.com)

繁體中文(한국어)

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사이트맵 Stack은 Open-source, AI-powered 회계 시스템이며 Claude Code / Codex slash 명령을 통해 운영됩니다. 그것은 ** C.L.E.A.R.** 프레임 워크를 통해 솔로 창업자, 프리랜서 및 소규모 비즈니스를 가상 금융 기능 — Bookkeeper, Controller, Tax Strategist, Auditor 및 CFO — 모두 Markdown 기술, 모든 오픈 소스를 제공합니다.

“당신은 회계를 알고있다. 그것은 실용적인 사업 생활의 언어입니다. 그것은 문명에 전달하는 매우 유용한 일이었다. 나는 베니스를 통해 문명에 온 것을 들었다. 물론 지중해에서 큰 상업적 힘을 한 번이었다. 그러나 이중 면책은 발명의 지옥이었다.” — 샤리 문거

gstack (Garry Tan의 "software Factory"에서 Claude Code)에 영감을 받았습니다. 같은 철학, 다른 도메인: ** 엔지니어링 대신 수용 **.

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왜 이것은 유용하다

사이트맵 스택은 ledger 템플릿이 아닙니다. 그것은 당신을 줍니다:

• 일반 텍스트 회계 시스템은 검사, 디프, 버전 및 감사 할 수 있습니다

CFO Stack

AI-Powered Finance Ops + Plain-Text Accounting

Author: Mike Chong (realmikechong.com)

繁體中文說明

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CFO Stack is an open-source, AI-powered accounting system built on Beancount and operated through Claude Code / Codex slash commands. It follows the C.L.E.A.R. framework to give solo founders, freelancers, and small businesses a virtual finance function — Bookkeeper, Controller, Tax Strategist, Auditor, and CFO — all as Markdown skills, all open-source.

“You have to know accounting. It’s the language of practical business life. It was a very useful thing to deliver to civilization. I’ve heard it came to civilization through Venice which of course was once the great commercial power in the Mediterranean. However, double-entry bookkeeping was a hell of an invention.” — Charlie Munger

Inspired by gstack (Garry Tan’s “software factory” for Claude Code). Same philosophy, different domain: accounting instead of engineering.

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Why This Is Useful

CFO Stack is not just a ledger template. It gives you:

• A plain-text accounting system you can inspect, diff, version, and audit
• Agent skills for capture, classification, reconciliation, tax planning, and reporting
• Deterministic browser dashboards generated from bean-query, without requiring an LLM at runtime

If you want to see the reporting layer first, start here:

• Live docs landing page: https://cfo-stack.realmikechong.com/
• Dashboard reference with embedded sample dashboards: https://cfo-stack.realmikechong.com/reference/report-dashboard

The sample dashboards cover:

• examples/usa-company/ — US solo consulting business
• examples/canadian-company/ — incorporated Canadian service business
• examples/usa-individual/ — salaried US individual ledger
• examples/canadian-individual/ — salaried Canadian individual ledger
• examples/usa-family/ — US household ledger
• examples/canadian-family/ — Canadian household ledger

The two company examples also include capture/statement-export.yaml so you can see how to declare institutions and ledger-account mappings for browser-assisted exports.

Double-Entry, Plain English

If you are not an accountant, the shortest useful mental model is:

• Every transaction touches at least two accounts.
• Money never appears from nowhere and never disappears into nowhere.
• One side explains where value came from; the other explains where it went.
• When both sides are recorded correctly, the books stay internally consistent.

Example:

• You pay a software bill from your business bank account.
• Expenses:Software goes up because you consumed software.
• Assets:Bank goes down because cash left the account.