Fi MCP Documentation

Overview

The Fi MCP (Model Context Protocol) provides access to comprehensive financial data for users of the Fi Money platform. This MCP enables developers to build applications that can analyze users’ financial health, provide insights, and create personalized financial recommendations based on real account data.

Available Tools

1. fetch_net_worth

Purpose: Calculate comprehensive net worth using actual data from connected accounts

Use Cases:

• Portfolio analysis and asset allocation insights
• Net worth tracking and visualization
• Financial health assessments
• Investment performance analysis
• Debt-to-asset ratio calculations

Data Sources:

• Bank account balances
• Mutual fund holdings and current values
• Indian stock portfolio holdings
• US stock investments (if invested through Fi Money app)
• EPF account balances
• Credit card debt and loan balances
• Other connected assets/liabilities

{
  "netWorthResponse": {
    "totalNetWorthValue": {
      "currencyCode": "string" // e.g. INR
      "units": "string" // e.g. total net worth amount
    },
    "assetValues": [
      {
        "netWorthAttribute": "string" // e.g. ASSET_TYPE_EPF
        "value": {
          "currencyCode": "string" // e.g. INR
          "units": "string" // e.g. individual asset value
        }
      }
      // Only one sample asset shown
    ]
  },
  "mfSchemeAnalytics": {
    "schemeAnalytics": [
      {
        "schemeDetail": {
          "amc": "string" // e.g. QUANT_MONEY_MANAGERS
          "nameData": {
            "longName": "string" // e.g. fund name
          },
          "planType": "string" // e.g. DIRECT
          "investmentType": "string" // e.g. OPEN
          "optionType": "string" // e.g. GROWTH
          "nav": {
            "currencyCode": "string" // e.g. INR
            "units": "string" // e.g. NAV whole part
            "nanos": "number" // e.g. NAV fractional part
          },
          "assetClass": "string" // e.g. EQUITY
          "isinNumber": "string" // e.g. INF123L01234
          "categoryName": "string" // e.g. ELSS_TAX_SAVING
          "fundhouseDefinedRiskLevel": "string" // e.g. VERY_HIGH_RISK
        },
        "enrichedAnalytics": {
          "analytics": {
            "schemeDetails": {
              "currentValue": {
                "currencyCode": "string"
                "units": "string"
                "nanos": "number"
              },
              "investedValue": {
                "currencyCode": "string"
                "units": "string"
                "nanos": "number"
              },
              "XIRR": "number" // e.g. % return
              "absoluteReturns": {
                "currencyCode": "string"
                "units": "string"
                "nanos": "number"
              },
              "unrealisedReturns": {
                "currencyCode": "string"